Your Guide to Getting Breakdown Cover for a Taxi

If you own a taxi or even manage an entire fleet of these vehicles, it is important that you take the time to look into getting breakdown cover right away. While this is an extra that many people choose not to get, it is worth taking a very close look into. The last thing you want is for one of your vehicles to stop working on the road without the proper help. There are numerous breakdown cover options to choose from, and it’s important you understand each one.

What is Breakdown Cover?

First it is important that you have a fundamental understanding of what breakdown cover actually is. This sort of cover gives you access to an entire network of skilled mechanics and professionals that can help you whenever one of your taxis breaks down. Your driver can call a number to have someone sent over to where they are right away. They can then get the help they need, whether it is a tyre change, jumpstart or some other service. If the mechanic that is dispatched to the car can’t fix the issue right away, you can get your taxi towed to a local garage. This makes the entire event of breaking down much less stressful and confusing.

Breakdown Cover Options

There are different types of breakdown cover that you can get for your taxi, and we recommend that you look into all of them before settling on anything in particular.

• Roadside Assistance: This option will make it possible for you to get your broken down vehicle towed to a local repair shop so that it can be fixed quickly. One of the best reasons to get this option is because it will save you time. You won’t have to worry about finding a place in the area to get the vehicle taken to.
• Home Start: Those who own a taxi and keep it at home should look into the Home Start option. This type of breakdown cover will provide you with a number of services right at home. Whether you have locked the keys in the car or need a jumpstart, you can always call for help right away.
• European Cover: Depending on how far your taxis travel, you may want to consider opting for European Cover. This will ensure that all of your vehicles are covered no matter where they go in Europe.
• Onward travel: This option will allow the driver of the taxi and all occupants to get another ride to where they are going. It will definitely make your passengers happy so they are less likely to give you a negative review online.

Benefits of Getting Breakdown Cover for your Taxi

Whether you own just a single taxi or an entire fleet, having breakdown cover can be extremely beneficial for a number of reasons. The faster you are able to get your vehicles back on the road, the smoother your business is going to run. The last thing you want is to be stranded on the side of the road for hours and hours. The longer you have to do this, the more difficult it will be to make money.

The money that you spend on breakdown cover is well worth it when you consider the sheer convenience of being able to get assistance from a professional whenever you need it. You will have the peace of mind that comes with knowing you are taken care of in an emergency situation.
Those who own a fleet of taxis will have a much easier time keeping their business on track if they pay for breakdown cover. There is nothing like a vehicle breakdown to throw off your entire operation, even if it is just for a few hours.

Comparing Rates

It is important that you take the time to compare rates when looking for the best breakdown cover for your taxi. There will be numerous providers that you have to choose from, but you don’t want to select just any of them. While your current car insurance provider can most likely give you one of these policies, there are other options worth exploring.


There are some breakdown cover extras you can opt for, and it is important to be aware of them. A lot of these providers will allow you to get a replacement key if you lose yours, or even help with parts and labour for repairs. You will need to spend some extra money for these specific services each month or year, but it could be worth it. It is a good idea to consider your specific needs before making a decision either way. Sometimes these extras can be very helpful, but not for everyone. You will be glad you spend some time looking into these options.

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